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ACCRA， Jan. 5 (Xinhua) -- Ghanaian President John Dramani Mahama expressed his gratitude to Ghanaians here on Thursday for allowing him to rule the country for the last four years.
In his last State of the Nation Address， Mahama enumerated some of the achievements chalked by his government， urging a continuation of the country's Extended Credit Facility (ECF) program with the International Monetary Fund (IMF).
The president contended that his government had inherited an economy that was running a high deficit， with increasing inflation and interest rates. It was also characterized by a rapidly depreciating currency， which created an unfavorable investment environment for both indigenous and foreign capital.
The ECF program has resulted in an improved macro-environment which is seeing a steady decline in inflation and interest rates. A new public debt management strategy is also seeing a steady decline in public sector debt， estimated to have dropped from nearly 72 percent to below 65 percent
""The currency has also enjoyed relative stability， depreciating at just above four percent this year，"" Mahama said.
The outgoing president urged Ghanaians to give the same level of support he enjoyed from them to incoming president， Nana Addo Dankwa Akufo-Addo.
He insisted that he would prefer to allow history to be the judge of how he had served his nation and how well he had done his part in running his lap of the relay.
""What that verdict will ultimately be， I cannot say. I can only say that I have done my best， given my all and done so with the best intentions for my country， our country.""
""This is why I stand here today holding the baton of leadership prepared to pass it on with pride， good will and determination to Nana Addo Dankwa Akufo-Addo and ask all Ghanaians to cheer him on as he runs his portion of this relay for Ghana，"" the president declared.
Mahama took over the presidency on July 27， 2012， after the sudden death of President John Evans Atta Mills， then went on to chalk a first round victory in that year's election on December 7.
" Getting that great new car with car credit Published: 16.04.2009 | Author: pmcindoe | Category: Cars
The credit crunch currently gripping Britain has seen a sudden reduction of loan availability in the UK and the situation shows no sign as yet of getting any better. Perhaps it’s time to seek some alternative ways to pay for necessary expenses – like a new car.
Unfortunately Eduardo Herrera World Cup Jersey , you can never be sure when your car might break down to the extent that you’re better off just buying a new one. There are a number of reasons where a new car may be necessary for, such as an addition to the family or getting a new job where you need to travel. For victims of the credit crunch and those who toil to receive bank loans, it could be an even bigger struggle to get a loan to help you afford it.
For most people, a vehicle is the second largest investment they’ll make, following a mortgage on a home. Even used cars are expensive and not everybody has a lump of money resting in their bank account waiting for such an expense – which is why credit from a dealer or motor broker could provide an excellent alternative to an uncertain or overpriced bank loan.
So what is car credit? Well, car credit is a financial agreement between the buyer and seller that allows the buyer to repay the cost of the car by instalment over a period of time, which means that payment is made more manageable.
You can apply online, over the phone and in person with many companies, so if you really want that Nissan Primera, you could arrange to get it with relative ease. Your seller will offer you car credit based on the level of repayments you could afford, including interest and other costs associated with the finance arrangement. However, the same goes for bank loans and when these are unavailable, car credit opportunities can really prove useful.
Many people use car credit when they find it difficult to get a loan, have bad credit now or in the past, or have been refused loans previously. However, during the credit crunch, it’s already harder to get a bank loan so more people are turning to car credit as a result.
Essentially, car credit is just a loan from your seller instead of from the bank. By keeping your finances grouped in such a manner, you could find it easier to keep track of your expenses. The company you use will also be likely to communicate with you and ensure that the process is running smoothly.
It’s important to do your research and shop around while looking for car credit companies, but you can rest assured that many will say ‘yes’ when you apply and in many cases you will get approved car credit within hours of your application.
From there, it’s just a case of choosing your dream car and then driving away.
Paul McIndoe writes for a digital marketing agency. This article has been commissioned by a client of said agency. This article is not designed to promote, but should be considered professional content.